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The entry for First Choice Debt Relief
First Choice Debt Relief, A+ Rated & Accredited with the BBB, helps people who are overwhelmed with debt. Our Debt Relief Program allows consumers to consolidate debt, provides one low affordable monthly payment, and saves you money.
Register summary for First Choice Debt Relief (firstchoicedebtrelief.com): 827 published reviews, rated 4.9 out of 5 on average.
Also known as
firstchoicedebtrelief.com
Website
firstchoicedebtrelief.com
Category
Credit & Debt Services
Location
Irvine, California
On file since
2026
Same department
Also on file in Credit & Debt Services, California
Very professional Very helpful Friendly Knowledgeable
Filed by Graciela
Filed
FCDR will bring you full circle.
Took me too long to write this but I used this service for credit repair and finished the program about a year ago. I was very confident in the program when I first got started but quickly realized that there was a pretty big disconnect with what I was sold on and what was actually happening.
I started the program because I was overextended with high interest loans. FCDR did negotiate and reduce my payments and then help me consolidate my balance with a different personal loan. ...at 30%+. You know, the kind where you've made 10k in payments and your principal has only reduced 3.5k..
On top of it the whole process was rushed and they started settling months before it was estimated that they would. What this means is that they didn't bank enough of my money before they started dispersing it so they started asking me to increase my monthly payment to them.
What I ultimately realized is that if you understand how they do what they do, you can just do it yourself and work directly with your creditors on your own.
Filed by Matt M.
Reply from First Choice Debt Relief· Aug 31, 2026
Matt, thank you for sharing your feedback. We're sorry that, looking back on your experience, you feel certain aspects of the program did not meet your expectations.
First Choice provides debt-resolution services, not credit repair. Before enrollment, our program is designed to explain that settlements and their timing are estimates, that creditor activity can vary, and that settlement opportunities may arise earlier or later than projected.
When an opportunity to resolve an account becomes available earlier than expected, our goal is generally to take advantage of a favorable settlement rather than delay simply because it occurred ahead of an estimate. Depending on the timing and terms of multiple settlements, additional funding can sometimes be needed to take advantage of those opportunities.
We also understand your concern regarding the loan you ultimately chose to use to complete the program. Completion financing is optional, approval and terms are determined by the lender, and First Choice does not receive a referral fee for a client choosing that option.
You're also correct that consumers may negotiate directly with their creditors themselves. Our service is intended for people who prefer to have an experienced team manage the negotiation and settlement process on their behalf.
We appreciate that you completed the program, and we would be happy to review your experience with you personally. Please contact our office and ask to speak with management so we can discuss any remaining concerns.
Filed
Excelente servicio y un gran alivio: El camino fue largo, pero su final a sido de gozo. Claro que se puede.
Excelente servicio y un gran alivio:
Quiero expresar mi más profundo agradecimiento a First Choice Debt Relief y a Consumer Defense Partners por la increíble ayuda que me brindaron. Me encontraba lidiando con un problema enorme con mis deudas y no veía la salida, pero gracias a su gran trabajo y profesionalismo, por fin pude recuperar mi tranquilidad financiera.
Quiero hacer una mención y un agradecimiento muy especial para Hermosa Princesa Susana Mendiola, quien me acompañó y guió durante todo el proceso. Su excelente atención, dedicación y apoyo fueron fundamentales para resolver mi situación de la mejor manera.
Recomiendo sus servicios al 100 % a cualquier persona que esté pasando por dificultades con sus deudas. ¡Muchísimas gracias por todo!
Dios es bueno. Shalom
José Antonio López
Filed by Jose A L.
Reply from First Choice Debt Relief· Aug 31, 2026
José, muchas gracias por sus amables palabras y por confiar en First Choice Debt Relief. Nos alegra mucho saber que nuestro equipo, y especialmente Susana, pudo acompañarlo y apoyarlo durante todo el proceso.
Agradecemos sinceramente su recomendación y le deseamos lo mejor en esta nueva etapa.
Filed
Honest and upfront
Ralph, Bela & Dawnyell were honest and thorough while assisting our company to re negotiate terms and timelines with our accounts.
Great people & great results!
Thomas R
Filed by Thomas
Reply from First Choice Debt Relief· Aug 31, 2026
Thomas, thank you for the great feedback. We’re glad Ralph, Bela and Dawnyell were able to provide clear and honest guidance while helping with your accounts. We truly appreciate your trust in our team and are happy to hear you had a positive experience.
Filed
Martha was incredibly informative and…
Martha was incredibly informative and knowledgeable. She explained things wonderfully and helped me understand everything I was signing up for!
Filed by Jacie H.
Reply from First Choice Debt Relief· Aug 31, 2026
Jacie, thank you for your kind words! We’re glad Martha was able to explain everything clearly and help you feel comfortable and informed about the program. We appreciate you choosing First Choice Debt Relief.
Filed
I had a two day wonderful experience in…
I had a two day wonderful experience in talking with Kassandra. The first thing I picked up on right away was her tone and how she explained in detail the process. I have had many experiences with individuals on the phone and Kassandra was by far the most pleasant call yet. I would recommend some sort of recognition, promotion, or a bonus for her professionalism and dedication.
Thank you, Ricky Hatfield
Filed by Ricky H.
Reply from First Choice Debt Relief· Aug 31, 2026
Ricky, thank you for taking the time to share this. We’re very glad to hear Kassandra made such a strong impression and took the time to explain everything thoroughly. We truly appreciate your kind words and your recognition of her professionalism.
Filed
That we can depend first choice debt relief.
That people who help though the process.
Filed by Jorge M.
Reply from First Choice Debt Relief· Aug 31, 2026
Jorge, thank you for your review. We’re grateful for your trust in First Choice Debt Relief and glad our team has been able to support you through the process. We appreciate you taking the time to share your experience.
Filed
Great service trust first choice
I trust first choice, they are genuine people just like us a just very professional at what they do.
Filed by Khamphosa V.
Reply from First Choice Debt Relief· Aug 31, 2026
Khamphosa, thank you for your kind words and for trusting First Choice Debt Relief. We’re glad you found our team genuine and professional, and we truly appreciate your support.
